15 Advantages and Disadvantages of Joining Merchant Navy

Explore 15 Merchant Navy pros and cons: pay, travel, tax breaks, risks, exams, and lifestyle for those who want to...

Chief Officer Jyotindra
September 30, 2025
6 min read

Thinking about whether to join the Merchant Navy? Good — it’s a life choice, not just a job switch. A Merchant Navy career promises travel, decent pay, and early financial independence, but it also asks you to trade daily family time for months at sea. Below I lay out 11 Merchant Navy advantages and 4 solid Merchant Navy disadvantages, plus practical notes on pay, tax perks, training, and FAQs. If you want to join the Merchant Navy, read this all the way through — no fluff, just the facts.

Quick snapshot: what is the Merchant Navy?

The Merchant Navy is commercial shipping: cargo, passengers, and global trade. If you join the Merchant Navy, you’ll be part of a crew that keeps world trade moving. Those who take a Merchant Navy career often do so for Merchant Navy jobs that pay in foreign currency, allow long shore leaves, and offer tax benefits. But it’s not holiday work — it’s disciplined, demanding, and regulated.

11 Merchant Navy advantages (what you gain)

1. Work while you travel the world

The most obvious benefit: Merchant Navy jobs let you work and travel simultaneously. Ports are your weekend destinations; if you like exploring new places, a Merchant Navy career puts the world on your doorstep without you paying for the ticket.

2. Get lucrative pay packages

Entry-level seafarers often start with attractive wages compared to equivalent onshore roles. Typical starting pay can range from $200–$800 during training and rise to $1,500–$3,000+ per month for officers. Senior ranks in Merchant Navy jobs can earn even more. That’s one reason many choose to join the Merchant Navy.

3. Tax benefits for sailors

One practical Merchant Navy advantage: tax rules in many countries exempt sailors who spend over 182 days offshore from domestic income tax. For India, that NRI status and exemption can be a big financial win for those who join the Merchant Navy.

4. Exposure to varied cultures

A Merchant Navy career is multicultural by default. Crew members meet colleagues and port officials from around the world — a daily lesson in adaptability and cultural intelligence. That exposure enriches your life and CV.

5. No need for “fancy” degrees

You don’t need an expensive university degree to join the Merchant Navy. With 10th/12th plus pre-sea courses (GP Rating, Diploma in Nautical Science, or marine engineering pathways), you can start Merchant Navy jobs and grow into officer roles.

6. Enhances professionalism

Working at sea builds discipline, teamwork, and responsibility. A Merchant Navy career demands punctuality and attention to safety — traits that employers everywhere respect.

7. Early financial independence

Because pay is often in foreign currency and companies cover joining/travel costs, you can earn and save strongly early on. That’s a practical Merchant Navy advantage for young sailors wanting financial independence.

8. Long, pure vacations

Contracts commonly last 6–8 months at sea followed by 4–5 months ashore. Those long leaves are real downtime — unlike many onshore jobs where the email never stops. Many who join the Merchant Navy say those extended breaks balance the time away.

9. Builds discipline

Life onboard enforces routine and structure. If you join the Merchant Navy, expect to develop habits — from watchkeeping to safety drills — that serve both career and personal life.

10. Temporary seniors and colleagues

In the Merchant Navy, you rarely have the same boss forever. Contracts rotate, so if you’re stuck with a difficult superior for a contract, relief is coming. That’s a small but underrated Merchant Navy advantage.

11. NRI status and additional perks

Sailors who spend enough time offshore can qualify for NRI status and related financial benefits. This is a concrete perk that makes a Merchant Navy career financially attractive for many.

Advantages and Disadvantages

4 Merchant Navy disadvantages 

1. Long periods away from family and friends

This is the biggest emotional cost. Even with better connectivity than before, months away are hard. If you value daily family life, the decision to join the Merchant Navy needs honest reflection.

2. Sacrificed social life

Parties, regular hangouts, and local routines take a hit. Merchant Navy jobs demand long working hours; social life becomes episodic, not everyday.

3. Constant examinations and certification

A Merchant Navy career is qualification-driven. You’ll sit pre-sea exams, watchkeeping tests, and the Certificate of Competency (CoC) exams as you advance. If you don’t like ongoing assessments, think twice before you join the Merchant Navy.

4. Piracy and other risks

Certain sea routes carry security risks. While anti-piracy measures and armed guards reduce incidents, transiting dangerous stretches requires vigilance. This is a real, practical downside of some Merchant Navy jobs.

Salary, progression and reality checks

Entry-level seafarers (OS/ratings) often start on modest pay during training and see significant increases after watchkeeping certificates and experience. An Able Seaman might earn $1,000–$1,500/month; Bosun $2,000–$2,500; officers $2,000–$4,000+ depending on rank and vessel. These figures are typical in many Merchant Navy jobs and explain why many choose the Merchant Navy career route.

Remember: companies may pay in USD, EUR, or other currencies — a boon for savings if you live in a lower-cost country.

Also Read: Seafarers Employment Agreement: Rights, Clauses, and Contract Guide

Practical tips if you want to join Merchant Navy

  • Choose the right pre-sea course (G.P. Rating, Diploma in Nautical Science, marine engineering) based on whether you want deck, engine, or catering roles.
  • Plan certification: STCW modules, watchkeeping tickets, CoC steps.
  • Keep medicals and eyesight up-to-date — standards are strict for Merchant Navy jobs.
  • Budget and save early; tax planning matters if you’ll qualify for NRI status.

FAQs 

1. Is the Merchant Navy a good career?
Yes, for people who value travel, discipline, and strong early earnings. The Merchant Navy advantages are real — but so are the emotional costs.

2. Does the Merchant Navy pay well?
Yes, especially as you gain rank. Senior roles can be lucrative; even junior seafarers often earn more than equivalent onshore starters.

3. Is the Merchant Navy exam difficult?
There are exams and certifications, but they’re manageable with proper training. Expect steady learning and tests throughout your Merchant Navy career.

4. Why choose the Merchant Navy as a career?
If you want to travel, save aggressively, gain global exposure, and build a technical/professional skill set, then join the Merchant Navy.

5. Is the Merchant Navy a permanent job?
No — employment is typically contract-based. You can take successive contracts or move into shore-based roles later.

6. A Merchant Navy career is a deliberate trade-off. The Merchant Navy advantages  travel, pay, tax breaks, and long vacations are compelling. The Merchant Navy disadvantages  time away from family, exams, and occasional risks  are equally real. If you plan to join the Merchant Navy, go in: pick the right course, understand the certification ladder, and be honest about the lifestyle.

Jyotindra

Chief Officer Jyotindra

A seafarer by profession and a dreamer for change.... Open to explore,learn,think and discuss on topics ranging from bottom of sea to ever expanding universe...

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